As a practice of financial advisers each member has chosen to work with us for their own benefit and that of their clients. We understand that no adviser can be an expert in all areas of financial planning, but between us all we have come across, and found solutions for, just about every financial planning issue that our clients are likely to face. So, if your financial adviser isn’t an expert in your area of need, we’ll have one who is.

Jim Smith – Director

Jim started the Practice in 1986 after leaving the oil industry where he spent 8 years as a Financial Consultant.

He is a fully qualified adviser with 30 years of experience holding the Diploma in Financial Planning with the Personal Finance Society. He is also a founder member of the Institute of Financial Planning.

He trained as a Chartered Accountant and has an honours degree from the University of Strathclyde Business School. He covers most aspects of financial planning but in particular investment and tax mitigation.

Jim is regulated by the FCA to give financial advice and holds a valid Statement of Professional Standing from The Chartered Insurance Institute.

Susan Milne – Practice Manager

Susan joined Advanced Financial Planning in May 2002. She started as a receptionist but within 6 months had moved on to become Jim Smith’s Personal Assistant.

Having steadily progressed, Susan is now the Practice Manager. She studied at Aberdeen College and Robert Gordons University where she completed a BA in Hospitality Management.

Craig Loney – Financial Adviser

Craig has over 13 years of experience advising clients across all areas of financial planning. He entered the financial services industry in 2003 having gained an Honours Degree from Robert Gordon University in Aberdeen.

He currently holds the Diploma in Financial Planning, Certificate in Discretionary Investment Management and is a qualified Pension Transfer Specialist. Additionally, he is currently working towards the Chartered Financial Planner qualification and holds the AF3 Pension Planning and AF4 Investment Planning qualification.

He is regulated by the FCA to give financial advice and holds a valid Statement of Professional Standing from The Chartered Insurance Institute.

Garry McDonald – Financial Adviser

Garry joined the practice in 2007 following a long career of over 30 years in retail business management. He has obtained the SQA Diploma in Professional Financial Advice and holds the CII certificate in Financial Planning and Mortgage Advice.

He is regulated by the FCA to give financial advice and holds a valid Statement of Professional Standing from The Chartered Insurance Institute.

Pete Tyler – Mortgage Adviser

Pete joined the Practice in 2018 following an extensive management career spanning 37 years in the UK and International Oil & Gas Industries.

He has a Bachelor of Science degree from the University of Aberdeen and holds the London Institute of Banking & Finance Level 3 Certificate in Mortgage Advice & Practice (CeMAP). He is authorised by Openwork to give Mortgage and mortgage-related Protection advice

Mhairi Ross – Administrator

Mhairi joined Advanced Financial Planning in April 2016.

She takes on the role of Administrator and is currently undertaking the Diploma in Regulated Financial Planning with the view of becoming a qualified Financial Adviser.

Lorraine Wilkie – Receptionist

Lorraine joined the Advanced Financial Planning team in June 2017. She takes on the role of Receptionist and is your first point of contact at Advanced Financial Planning.