We provide clear practical advice on all aspects of the house purchase process. We will discuss your individual requirements and help find the right mortgage to suit your specific needs. We will ensure that you understand the different types of mortgages on offer and give you the most appropriate advice for your circumstances. We use a mortgage sourcing system that gives us access to the some of the most up-to-date products available in the market.
First Time Buyers
We can help you find a mortgage for your first home.
With options for overpayment and payment ‘holidays’.
Re-mortgaging means switching your mortgage to another deal without moving property.
Second Charge Loans
Second charge loans can be secured against residential or Buy to Let properties.
Advanced Financial Planning is credit broker not a lender.
These are mortgages suited to people building a new home. With a self-build mortgage, money is released in stages as the build progresses.
Buy to Let Mortgages
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
We also offer a mortgage review service which means that you will never have to worry that your mortgage deal is coming to an end as we will contact you in plenty of time to review your options.
Equity release can help some people release cash (equity) in their homes for a particular purpose, like supplementing retirement income.
This is a lifetime mortgage/home reversion plan. To understand the features and risks, ask for a personalised illustration.You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.
A maximum fee of £1000.00 or 1% of the loan amount, if greater, is payable on completion
YOUR HOME/MORTGAGE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.